IFSC code
✔ In RBI list v2.0.62IOBA0001414
MICR code
132City
020Bank
102Branch
Indian Overseas Bank · Karnal
IOB Karnal IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 001414 — identifies Karnal
- MICR 132020102 — city 132, bank 020, branch 102
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Karnal
| Branch | IFSC | MICR |
|---|---|---|
| Karnal INDIAN OVERSEAS BANK, SHOP NO 97, SECTOR 7, KARNAL, PIN 132114 | IOBA0004004 | — |
Frequently asked questions
What is the IFSC code of IOB Karnal?
IOBA0001414. It identifies the Karnal branch of Indian Overseas Bank in Karnal, Haryana.
What is the MICR code of IOB Karnal?
132020102. It is printed at the bottom of cheques issued by this branch.
Where is IOB Karnal branch?
KARAN GATE KARNAL, Haryana.
Does IOBA0001414 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0001414 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 001414 is the branch code of Karnal.
How many IOB branches are in Karnal?
2. Each has its own IFSC code.