IFSC code
✔ In RBI list v2.0.62IOBA0004004
Indian Overseas Bank · Karnal
IOB Karnal IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 004004 — identifies Karnal
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Karnal
| Branch | IFSC | MICR |
|---|---|---|
| Karnal KARAN GATE KARNAL | IOBA0001414 | 132020102 |
Frequently asked questions
What is the IFSC code of IOB Karnal?
IOBA0004004. It identifies the Karnal branch of Indian Overseas Bank in Karnal, Haryana.
What is the MICR code of IOB Karnal?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is IOB Karnal branch?
INDIAN OVERSEAS BANK, SHOP NO 97, SECTOR 7, KARNAL, PIN 132114, Haryana.
Does IOBA0004004 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0004004 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004004 is the branch code of Karnal.
How many IOB branches are in Karnal?
2. Each has its own IFSC code.