IFSC code
✔ In RBI list v2.0.62IOBA0000019
MICR code
682City
020Bank
005Branch
Indian Overseas Bank · Ernakulam
IOB Kochi IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 000019 — identifies Kochi
- MICR 682020005 — city 682, bank 020, branch 005
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Ernakulam
| Branch | IFSC | MICR |
|---|---|---|
| Ernakulam 40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035 | IOBA0000024 | 682020002 |
| Perambavoor 11 BY 303 U, MADAPARAMBIL ARCADE, TEMPLE JUNCTION, M C ROAD, PERUMBAVOOR PIN 683542 | IOBA0000069 | 683020052 |
| Cochin Willingdon Island XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 6 | IOBA0000102 | 682020003 |
| Kumbanad WARD NO V BY 298 A, KUMBANAD PIN 689547 | IOBA0000436 | 689020202 |
| Udyogamandal Indl 111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501 | IOBA0000439 | 682020007 |
| Alwaye KODAWATH SHOPPING COMP, AMC XII BY 70A 1, SUB JAIL ROAD, ALUVA PIN 683101 | IOBA0000664 | 682020004 |
| R O Ernakulam POST BOX NO 2384 DOOR NO NIL,VETTUKATTIL BUILDINGS,JOS JUNCTION,MGRD,ERNAKULAM,KOCHI 68201 | IOBA0000824 | — |
| Puthucode 8 BY 192 ANJUMURI,PUTHUCODE,ALATHUR TALUK,PUTHUCODE PIN 678687 | IOBA0001272 | 678020801 |
| Edapally XXX BY 116, PERIYAMKUNNATH BUILDING, KONAMTHAI EDAPALLY, ERNAKULAM PIN682024 | IOBA0001496 | 682020006 |
| Tripunithura 668 E, ATHANICKAL BUILDINGS, I FLOOR, EAST FOT JUNCTION, HILL PALACE ROAD, TRIPUNITHURA PI | IOBA0001575 | 682020008 |
| Kaloor 36 BY 2214 RAPHAELS KALOOR KADAVANTHARA ROAD KALOOR JUNCTION KOCHI PIN 682017 | IOBA0001613 | 682020009 |
| Kochikakkanad 275 BY D KALLUMKAL BUILDINGS VAZHAKKALA KAKKANADKOCHI PIN 682021 | IOBA0001660 | 682020010 |
Frequently asked questions
What is the IFSC code of IOB Kochi?
IOBA0000019. It identifies the Kochi branch of Indian Overseas Bank in Ernakulam, Kerala.
What is the MICR code of IOB Kochi?
682020005. It is printed at the bottom of cheques issued by this branch.
Where is IOB Kochi branch?
VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002, Kerala.
Does IOBA0000019 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0000019 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000019 is the branch code of Kochi.
How many IOB branches are in Ernakulam?
22. Each has its own IFSC code.