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Indian Overseas Bank · Ernakulam

IOB Cochin Willingdon Island IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0000102
MICR code
682City
020Bank
003Branch
IFSC code
IOBA0000102
MICR code
682020003
Bank
Indian Overseas Bank
Branch
Cochin Willingdon Island
Address
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003
City
Ernakulam
District
Kochi
State
Kerala
Bank code
IOBA
Branch code
000102
Contact
2667812
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Cochin Willingdon Island branch (Ernakulam, Kerala) is IOBA0000102. Its MICR code is 682020003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000102 — identifies Cochin Willingdon Island
  • MICR 682020003 — city 682, bank 020, branch 003
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Ernakulam

BranchIFSCMICR
Kochi
VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002		IOBA0000019682020005
Ernakulam
40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035		IOBA0000024682020002
Perambavoor
11 BY 303 U, MADAPARAMBIL ARCADE, TEMPLE JUNCTION, M C ROAD, PERUMBAVOOR PIN 683542		IOBA0000069683020052
Kumbanad
WARD NO V BY 298 A, KUMBANAD PIN 689547		IOBA0000436689020202
Udyogamandal Indl
111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501		IOBA0000439682020007
Alwaye
KODAWATH SHOPPING COMP, AMC XII BY 70A 1, SUB JAIL ROAD, ALUVA PIN 683101		IOBA0000664682020004
R O Ernakulam
POST BOX NO 2384 DOOR NO NIL,VETTUKATTIL BUILDINGS,JOS JUNCTION,MGRD,ERNAKULAM,KOCHI 68201		IOBA0000824—
Puthucode
8 BY 192 ANJUMURI,PUTHUCODE,ALATHUR TALUK,PUTHUCODE PIN 678687		IOBA0001272678020801
Edapally
XXX BY 116, PERIYAMKUNNATH BUILDING, KONAMTHAI EDAPALLY, ERNAKULAM PIN682024		IOBA0001496682020006
Tripunithura
668 E, ATHANICKAL BUILDINGS, I FLOOR, EAST FOT JUNCTION, HILL PALACE ROAD, TRIPUNITHURA PI		IOBA0001575682020008
Kaloor
36 BY 2214 RAPHAELS KALOOR KADAVANTHARA ROAD KALOOR JUNCTION KOCHI PIN 682017		IOBA0001613682020009
Kochikakkanad
275 BY D KALLUMKAL BUILDINGS VAZHAKKALA KAKKANADKOCHI PIN 682021		IOBA0001660682020010

Frequently asked questions

What is the IFSC code of IOB Cochin Willingdon Island?

IOBA0000102. It identifies the Cochin Willingdon Island branch of Indian Overseas Bank in Ernakulam, Kerala.

What is the MICR code of IOB Cochin Willingdon Island?

682020003. It is printed at the bottom of cheques issued by this branch.

Where is IOB Cochin Willingdon Island branch?

XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003, Kerala.

Does IOBA0000102 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000102 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000102 is the branch code of Cochin Willingdon Island.

How many IOB branches are in Ernakulam?

22. Each has its own IFSC code.

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