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Indian Overseas Bank · Karaikal

IOB Karaikal IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0000033
MICR code
609City
020Bank
102Branch
IFSC code
IOBA0000033
MICR code
609020102
Bank
Indian Overseas Bank
Branch
Karaikal
Address
163 B CHURCH STREET, KARAIKAL
City
Karaikal
District
Karaikal
State
Puducherry
Bank code
IOBA
Branch code
000033
Contact
+914368222423
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Karaikal branch (Karaikal, Puducherry) is IOBA0000033. Its MICR code is 609020102. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000033 — identifies Karaikal
  • MICR 609020102 — city 609, bank 020, branch 102
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Karaikal

BranchIFSCMICR
Tirunallar
GR FLOOR, SHOPPING COMP BLDG NORTH MAIN ROAD, TIRUNALLAR VIA KARAIKAL PIN 609607
IOBA0000261609020106
Thirumalaraiyapattinam
282,GANDHI SALAI,THIRUMALARAIYAPATTINAM,VIA KARAIKAL 609606
IOBA0000262609020105
Ambagarathur
164 MAIN ROAD AMBAGARATHUR PIN 609601
IOBA0000540609020103
Nedungadu
29 A KAMARAJAR SALAI NEDUNGADU PIN 609603
IOBA0000773609020104

Frequently asked questions

What is the IFSC code of IOB Karaikal?

IOBA0000033. It identifies the Karaikal branch of Indian Overseas Bank in Karaikal, Puducherry.

What is the MICR code of IOB Karaikal?

609020102. It is printed at the bottom of cheques issued by this branch.

Where is IOB Karaikal branch?

163 B CHURCH STREET, KARAIKAL, Puducherry.

Does IOBA0000033 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000033 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000033 is the branch code of Karaikal.

How many IOB branches are in Karaikal?

5. Each has its own IFSC code.

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