IFSC code
✔ In RBI list v2.0.62IOBA0000540
MICR code
609City
020Bank
103Branch
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Indian Overseas Bank · Karaikal
IOB Ambagarathur IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 000540 — identifies Ambagarathur
- MICR 609020103 — city 609, bank 020, branch 103
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Karaikal
| Branch | IFSC | MICR |
|---|---|---|
| Karaikal 163 B CHURCH STREET, KARAIKAL | IOBA0000033 | 609020102 |
| Tirunallar GR FLOOR, SHOPPING COMP BLDG NORTH MAIN ROAD, TIRUNALLAR VIA KARAIKAL PIN 609607 | IOBA0000261 | 609020106 |
| Thirumalaraiyapattinam 282,GANDHI SALAI,THIRUMALARAIYAPATTINAM,VIA KARAIKAL 609606 | IOBA0000262 | 609020105 |
| Nedungadu 29 A KAMARAJAR SALAI NEDUNGADU PIN 609603 | IOBA0000773 | 609020104 |
Frequently asked questions
What is the IFSC code of IOB Ambagarathur?
IOBA0000540. It identifies the Ambagarathur branch of Indian Overseas Bank in Karaikal, Puducherry.
What is the MICR code of IOB Ambagarathur?
609020103. It is printed at the bottom of cheques issued by this branch.
Where is IOB Ambagarathur branch?
164 MAIN ROAD AMBAGARATHUR PIN 609601, Puducherry.
Does IOBA0000540 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0000540 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000540 is the branch code of Ambagarathur.
How many IOB branches are in Karaikal?
5. Each has its own IFSC code.