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Jammu and Kashmir Bank · Kulgam

J&K Bank Nillow IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0NILLOW
MICR code
192City
051Bank
310Branch
IFSC code
JAKA0NILLOW
MICR code
192051310
Bank
Jammu and Kashmir Bank
Branch
Nillow
Address
NILLOW,DISTRICT KULGAM,KASHMIR,J AND K,PIN 192231
City
Kulgam
District
Kulgam
State
Jammu and Kashmir
Bank code
JAKA
Branch code
NILLOW
Contact
+919906674899
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Nillow branch (Kulgam, Jammu and Kashmir) is JAKA0NILLOW. Its MICR code is 192051310. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code NILLOW — identifies Nillow
  • MICR 192051310 — city 192, bank 051, branch 310
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kulgam

BranchIFSCMICR
Arrah
ARRAH, KULGAM		JAKA0ARAHAN192051033
Arwani
ARWANI DISTRICT KULGAM,J AND K PIN CODE 192124		JAKA0ARWANI192051302
Ashmuji
ASHMUJI,DISTRICT KULGAM,PIN 192231		JAKA0ASHMUJ192051303
Waltengo
WALTENGO		JAKA0BAGDAD192051304
Bugam
BSINESS UNIT BUGAM,POST OFFICE BUGAM TEHSIL		JAKA0BOOGAM192051046
Chowgam
CHOWGAM		JAKA0CHAGAM192051309
Chawalgam
CHAWALGAM,DISTRICT KULGAM,J AND K PIN CODE 192231		JAKA0CHAWAL192051306
Damhal Hanjipora
TEHSIL, DAMHAL HANJIPORA		JAKA0DAMHAL192051018
Devsar
KULGAM		JAKA0DEVSAR192051032
Danew Kandimarg
DANEW KANDI MARG TEHSIL DAMHAL HANJIPO		JAKA0DWMARG192051050
Fruit Mandi Kulgam
FRUIT MARKET KULGAM,DISTRICT KULGAM,J AND K PIN CODE 192231		JAKA0FMKLGM192051305
Frisal
MAIN MARKET		JAKA0FRISAL192051308

Frequently asked questions

What is the IFSC code of J&K Bank Nillow?

JAKA0NILLOW. It identifies the Nillow branch of Jammu and Kashmir Bank in Kulgam, Jammu and Kashmir.

What is the MICR code of J&K Bank Nillow?

192051310. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Nillow branch?

NILLOW,DISTRICT KULGAM,KASHMIR,J AND K,PIN 192231, Jammu and Kashmir.

Does JAKA0NILLOW support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0NILLOW mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and NILLOW is the branch code of Nillow.

How many J&K Bank branches are in Kulgam?

28. Each has its own IFSC code.

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