Quick summary✔ RBI data Last synced · release v2.0.62
The IFSC code of Jammu and Kashmir Bank, Industrial Area Ludhiana branch (Ludhiana, Punjab) is JAKA0IALUDH. Its MICR code is 141051003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.
Branch overview
Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code IALUDH — identifies Industrial Area Ludhiana
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of JAKA0IALUDH mean?
JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and IALUDH is the branch code of Industrial Area Ludhiana.