IFSC code
✔ In RBI list v2.0.62JAKA0LUDHIA
MICR code
141City
051Bank
002Branch
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- Jammu and Kashmir Bank
- Punjab
- Ludhiana
- Chaura Bazar Ludhiana
Jammu and Kashmir Bank · Ludhiana
J&K Bank Chaura Bazar Ludhiana IFSC code
Branch overview
- Bank code JAKA — identifies Jammu and Kashmir Bank
- 5th character 0 — reserved by the RBI
- Branch code LUDHIA — identifies Chaura Bazar Ludhiana
- MICR 141051002 — city 141, bank 051, branch 002
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other J&K Bank branches in Ludhiana
| Branch | IFSC | MICR |
|---|---|---|
| Industrial Area Ludhiana PLOT NO.330, INDUSTRIAL AREA-A,NEAR CHEEMA CHOWK | JAKA0IALUDH | 141051003 |
| Khanna OLD SABZI MANDI, G.T.ROAD | JAKA0KHANNA | 141051102 |
Frequently asked questions
What is the IFSC code of J&K Bank Chaura Bazar Ludhiana?
JAKA0LUDHIA. It identifies the Chaura Bazar Ludhiana branch of Jammu and Kashmir Bank in Ludhiana, Punjab.
What is the MICR code of J&K Bank Chaura Bazar Ludhiana?
141051002. It is printed at the bottom of cheques issued by this branch.
Where is J&K Bank Chaura Bazar Ludhiana branch?
LUDHIANA, Punjab.
Does JAKA0LUDHIA support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of JAKA0LUDHIA mean?
JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and LUDHIA is the branch code of Chaura Bazar Ludhiana.
How many J&K Bank branches are in Ludhiana?
3. Each has its own IFSC code.