IFSC code
✔ In RBI list v2.0.62PUNB0974900
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Punjab National Bank · Kargil
PNB Kargil Ladaakh IFSC code
Branch overview
- Bank code PUNB — identifies Punjab National Bank
- 5th character 0 — reserved by the RBI
- Branch code 974900 — identifies Kargil Ladaakh
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other PNB branches in Kargil
| Branch | IFSC | MICR |
|---|---|---|
| Sankoo PNB HOUSE NO 36 MAIN BAZAR LD KARGI 194301 | PUNB0958400 | — |
Frequently asked questions
What is the IFSC code of PNB Kargil Ladaakh?
PUNB0974900. It identifies the Kargil Ladaakh branch of Punjab National Bank in Kargil, Jammu and Kashmir.
What is the MICR code of PNB Kargil Ladaakh?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is PNB Kargil Ladaakh branch?
PNB KARGIL NEAR JOHN PALACE MAIN BAZAR KARGIL J & K JK KARGI 194103, Jammu and Kashmir.
Does PUNB0974900 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of PUNB0974900 mean?
PUNB is the bank code of Punjab National Bank, the 5th character "0" is reserved by the RBI, and 974900 is the branch code of Kargil Ladaakh.
How many PNB branches are in Kargil?
2. Each has its own IFSC code.
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