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State Bank of India · Kupwara

SBI ADB Handwara IFSC code

IFSC code
✔ In RBI list v2.0.62
SBIN0003996
MICR code
193City
002Bank
221Branch
IFSC code
SBIN0003996
MICR code
193002221
Bank
State Bank of India
Branch
ADB Handwara
Address
DISTT KUPWARAKASHMIR
City
Kupwara
District
Kupwara
State
Jammu and Kashmir
Bank code
SBIN
Branch code
003996
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of State Bank of India, ADB Handwara branch (Kupwara, Jammu and Kashmir) is SBIN0003996. Its MICR code is 193002221. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code SBIN — identifies State Bank of India
  • 5th character 0 — reserved by the RBI
  • Branch code 003996 — identifies ADB Handwara
  • MICR 193002221 — city 193, bank 002, branch 221
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other SBI branches in Kupwara

BranchIFSCMICR
Karnah
DISTKUPWARA, JAMMU NAD KASHMIR 193225		SBIN0001391193002261
Trehgam
DIST KUPWARA,JAMMU AND AKSHMIR		SBIN0004592193002281
Kupwara
KUPWARA JAMMU AND KASHMIR 193222		SBIN0006660193002241
Sogam
SOGAM,NEAR JAMIA MASJID SOGAM,KUPWARA.JAMMU AND KASHMIR 193223		SBIN0017073193002203
Zangli Cantt
STATE BANK OF INDIA,ZANGLI CANTT,DIST.-KUPWARA,UT - JAMMU& KASHMIR 193222		SBIN0064423—
Villagam
STATE BANK OF INDIA,VILLAGAM,TEHSIL -VILLAGAM,DIST.-KUPWARA UT - J&K 193224		SBIN0064688193002006

Frequently asked questions

What is the IFSC code of SBI ADB Handwara?

SBIN0003996. It identifies the ADB Handwara branch of State Bank of India in Kupwara, Jammu and Kashmir.

What is the MICR code of SBI ADB Handwara?

193002221. It is printed at the bottom of cheques issued by this branch.

Where is SBI ADB Handwara branch?

DISTT KUPWARAKASHMIR, Jammu and Kashmir.

Does SBIN0003996 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of SBIN0003996 mean?

SBIN is the bank code of State Bank of India, the 5th character "0" is reserved by the RBI, and 003996 is the branch code of ADB Handwara.

How many SBI branches are in Kupwara?

7. Each has its own IFSC code.

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